On my flight home this week by coincidence I was seated by a young single black woman about 30 years old who worked for a big retail bank (which isn't going under) and whose job is still secure. She did not have a Masters degree but was obviously intelligent and ambitious (she was quite deliberately networking me and trying to set me up as a future contact that might work to her advantage). In a moment of candor that she might have regretted later, she revealed to me that she had recently purchased her first home and gave me a few more details than I would have normally expected. It was an 1800 square foot starter place in a nice new suburban sub-division for about $150k. She had put down about 20% and had a fixed rate mortgage at about 6.3%. With taxes and insurance, that made the payment about $1000 per month and that was apparently just a little more than her salary would justify. But she was making it ok . It turns out that she was revealing this to me because she had two thin
"Anything you can't spell will never work." --Will Rogers